33 quotes about saving money — frugality sayings from famous people

From Rockefeller to philosophers to the actress Jerry Hall. Frugality is on many people's minds.

So without much preamble, let's go straight to the collection of quotes. You're sure to find a suitable saying that will motivate you to save. Good luck 🙌

Quotes about the meaning of saving money

1. “Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett (Investor) in the book The Tao of Warren Buffett: Warren Buffett's Words of Wisdom: Warren Buffet's Words of Wisdom Explained↗
2. “Save when you can and not when you have to.” — John D. Rockefeller (Industrialist)
3. “What you call saving is just making a deal for the future.” — George Bernard Shaw (Playwright and politician)
4. “It's not about how much you make, but how much you keep.” — Robert Kiyosaki (Author of the best-selling book Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!)

The virtue of frugality

1. “Saving is a good income.” — Marcus Tullius Cicero (Roman orator)
2. “[The way to wealth] depends chiefly on two words: industry and frugality. Waste neither time nor money, but make the best use of both. He that gets all he can honestly, and saves all he can, will certainly become rich.” — Benjamin Franklin (Founding father of the USA) in the book: The Way to Wealth: Ben Franklin on Money and Success↗
3. “The penny saved is more honest than the penny earned.” — Martin Luther (Theologian)
4. “A Dollar Saved Is a Quarter Earned” — John Ciardi (poet) similar to “A penny saved is a penny earned.” which is often mistakenly attributed to Benjamin Franklin [1]

Sayings about how smart saving works

1. “If you save in time, you will have in need.” — German saying, similar to “Waste not, want not”
2. “There are many ways to get ahead. The first is so banal that I'm almost embarrassed to say it: Spend less than you earn.” - Paul Clitheroe (Financial expert and television presenter from Australia)
3. “Never dispose of money before you have it.” - Thomas Jefferson, (US-American statesman)
4. “Beware of little expenses. A small leak will sink a great ship” — Benjamin Franklin (Founding father of the USA)

Redewendungen über die Herausforderung des Sparens

1. “Saving is like a diet: Easy to understand, hard to implement.” - Popular Saying
2. “The penny is the soul of the billion” - Grete Schickedanz (Entrepreneur from Germany)
3. „The consequences of austerity are often mean and often hard-hearted“ - United Nations on David Cameron's austerity program (politician)
4. “Saving is the art of doing without what you want in order to get what you need.” - Walter Slezak (Actor)

Quotes about the rewards of saving

1. “He who has little is not poor, but he who wants more.” — Seneca (Autor)
2. “Spendthrifts rarely grow old. Habit makes them waste their days like money.” — Leopold Schefer (Poet and composer)
3. “Acquiring money requires prudence; keeping money requires a certain wisdom, and spending money beautifully is an art.” — Berthold Auerbach (Writer)
4. “There are many ways to enrich yourself. One of the best is thrift.” — Francis Bacon (English philosopher and statesman)

Quotes about the wisdom of saving:

1. “If we don't discipline ourselves, the world will do it for us” — William Feather (Author)
2. “Save like a pessimist, but invest like an optimist.” — Bill Gates (Founder of Microsoft)
3. “Don't build a glass house if you want to save money on heating.” — Philip Johnson (Architect)
4. “If you believe that you can never become a millionaire, then you will always prove yourself wrong. You will never save enough or work hard enough to overcome this basic belief.” — Chris Hogan (Author) in the book Everyday Millionaires

Sayings about the fruits of thrift:

1. “I make myself rich by keeping my needs low.” — Henry David Thoreau (writer, philosopher and teacher)
2. “You have to control your money, otherwise it will always control you” — Dave Ramsey (financial expert)
3. “I have learned to seek my happiness in limiting my desires instead of trying to satisfy them.” — John Stuart Mill (philosopher and politician)
4. “Save a part of your income and begin now, for the man with a surplus controls circumstances and the man without a surplus is controlled by circumstances.” — Henry Buckley (Australian politician)

Quotes about why saving alone does not make you happy

1. “Saving to enjoy late is not the only thing that makes you happy.” — Johann Wolfgang von Goethe (Important German poet)
2. “Save without being stingy and live without wasting.” — Confucius (philosopher)
3. “He who always wants to save is lost, even morally.” — Theodor Fontane (famous writer)

The most inspiring quotes about saving

“Saving is the first step to financial freedom.”

This quote emphasizes the importance of saving as a starting point for a secure financial future. It reminds us that every amount we save brings us one step closer to freedom from financial worries.

“Saving money is not the goal, but the tool to realize your dreams.”

This emphasizes that saving is not an end in itself, but a means to achieve our dreams and goals. It inspires us to align our savings goals with our long-term desires.

“The secret of saving is to know the difference between what you need and what you want.”

This quote encourages us to make conscious financial decisions by recognizing the difference between needs and wants. Effective saving requires prioritizing needs.

“Saving is like investing in your future.”

This conveys the idea that saving is not just putting money aside, but is an investment in our future financial security and independence.

“The best things in life are not the ones you buy, but the ones you earn.”

This quote emphasizes the joy that comes from achieving goals through hard work and saving. It encourages us to appreciate the value of our efforts.

“Small amounts can add up to big savings over time.”

This points to the power of continuous saving. Even small amounts saved regularly can grow significantly over time. True to the motto: “Even small things make dung” or “He who does not honor the cent is not worth the euro”.

Conclusion on the sayings about saving
The most inspiring quotes about saving can help us achieve our financial goals and build a better relationship with our money.

Sources and more information

1. A Dollar Saved Is a Quarter Earned | Quote Investigator (auf Englisch)